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EV Climate Loan 101
Answers to your most popular questions


Why should I use an EV Climate Loan to finance my electric vehicle?
What kind of vehicles can I finance through EV Life?
What is EV Life's interest rate?
How can EV Life offer such competitive loan rates?
In which states can I get an EV Life loan?
Does EV Life offer leasing?
Who is eligible for an EV Climate Loan?
Can I apply with a Co-Signer?
How does the EV Life loan defer EV tax credits & rebates to lower my payments?
How do I apply for an EV Life loan?
Can EV Life help with my trade-in?
Can I refinance my EV?
Can I adjust my down payment?
EV Life Lowest Payment Guarantee
What is the process for using an EV Climate Loan with Tesla?
Is there a phone number I can call for support?
What is EV Life’s APR?
Is any penalty for paying off my loan early?
What happens if I get EV Life’s loan offer and decide not to go forward? Are there any charges or fees?
What if I want to pick a vehicle trim that’s not listed on EV Life?
For the household income should I list gross or adjusted gross income?
How much can I borrow?
How long are loan approvals good for?
Does EV Life’s loan have any hidden fees?